Credit Risk Consultant

£75,000 | London | Permanent
Posted 10 months ago

Senior Risk Modelling Analyst | Consultant | London| £35,000 - £75,000 plus bonus and benefits

We are working on behalf of a market leading consultancy to attract professionals who have a strong modelling background, who would have an interest in working on cutting edge modelling projects across scorecard development, regulatory modelling (IFRS9, Basel) and implementation of strategic models.

Across the team there is a real comraderie and the organisation pride themselves on innovation in the development of models within the banking sector, predominantly, but also across energy and telecommunications.

Due to the project based nature of work, there is a broad exposure to areas of the credit lifecycle and critical modelling projects so the variety of work is large.

The primary responsibilities of the Senior Risk Modelling Analyst are to:
• Develop predictive models / scorecards for underwriting, credit risk and response, in order to support the development of credit strategy, prospect targeting and collection’s recovery.
• Drive modelling and segmentation for core lending strategies across the business, including account level profitability, collections, fraud, and authorisations.
• Document, monitor and maintain all models developed, ensure all models are accurately implemented, re-develop models as necessary.
• Liaise with internal customers to ensure best use of models within the business.
• Support and mentor the development of junior analysts.
• Project management of core decision science projects
• Manage credit bureau relationships
• Define the modelling approach and strategy
• Develop scoring models and segmentation tools for the core lending decisions, including new customer accounts and existing customer management, and key business areas including collections, risk and response models for marketing’s acquisitions and cross-sell activities.
• Build appropriate models using SAS regression, decision trees, reject inference, define sample windows, good-bad definitions, data classing and other techniques as appropriate
• Apply population segmentation techniques, validate models for performance and stability through time
• Maintain awareness of relevant legislation, Credit Reference and customer data rules
• Complete documentation for all scorecard development and decisioning
The Senior Analyst will have
• Proficiency using SAS, SQL and Office products, in particular Excel and PowerPoint
• At least three years’ experience in modelling and analysis using regression and other statistical techniques.
• Experience in financial services and / or the credit card industry
• Strong knowledge of credit reference agency data
• A degree (2:1 or better) in a quantitative subject such as Mathematics, Statistics or Operations Research

To register your interest in this role or to discuss further points around your potential role within this rapidly expanding team, please apply online or send your CV through to will.hadley@itqanalytics.com

For more information about this role, please contact:

Will Hadley

will.hadley@itqanalytics.com
0161 237 0035

See Will Hadley's jobs
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